Verified by Visa

This is one of the greatest ways to combat credit card fraud online.  It isn’t exclusively Barclaycard’s of course, but when you get one of their cards you can guarantee it’ll feature this.  Basically you add an extra password to your credit or debti card account so that online purchases cannot be made by anyone unless they have it.  You don’t even have to type it all in, so those who are watching will never know your full password.

Purchase Delivery Insurance

This is another great service offered by Barclaycard.  This covers all items you have bought with your credit card that need delivering to your home.  This allows you to claim the money back from your purchases if your goods don’t turn up, or arrive damaged and you cannot resolve the issue with the retailer.

Help Abroad!

If you’re off out and about abroad you can count on Barclaycard to protect you with free legal assistance and medical cover in the event of an emergency.  You can even get an emergency cash advance should you need some in a hurry.

Contactless Technology

All Barclaycards come with contactless technology now so that you can purchase items up to the value of £10 (soon to be £15 i think) without having to enter any numbers for your card and without having to carry cash.

There are many others extras from Barclaycard like 24hr customer service and optional insurances, but overall what you get for nothing is pretty impressive.

If you are a rich investment banker you wouldn’t necessarily think that a credit card that gave you points off CDs in a record shop is particularly good.  You may be more interested in luxury travel and airmiles or something like the.  If you are a student you wouldn’t necessarily go for the credit cards that are offered to the investment banker would you?  No of course not, you’d want one that gave you money off things like burgers and CDs and DVDs, books and clothes; basically all the things that your student loan isn’t supposed to cover but often does!

You see the Barclaycard is top of the heap on many websites but this is all good and well if you want 0% interest on your purchases for three months.  Hell, the average person can’t spend much anyway, and all this does is to make you spend money and create a larger bill that eventually you will have to pay.