Alright, today i’m looking at the Barclaycard Platinum Credit Card. This is a pretty stylish card and suitable for someone with a good credit history. If you’ve been i a bit of trouble lately then don’t waste your time with it because they won’t want you; it’s as simple as that really…
When i say you need to have a good credit history, this is actually one of the credit card’s bad selling points. It’s bad because you could have just come into a substantial amount of money, or perhaps got yourself a good job with wages that would actually allow you to manage a credit card, yet Barclaycard still wouldn’t allow you to have their card if you haven’t got at least 4 years good history with credit! Wow! Talk about picking the best from the crop eh?
However, if you are captain perfect, and you’ve never defaulted or had the slightest problem in the last 4-5 years then you might just stand a chance. It always amazes me that the people who need a credit card to get them through a rough patch can never get one!
The good stuff about the card is as follows
- 0% on balance transfers until July 2011
- 0% interest on purchases for 3 months
- No annual usage fee
- Reasonable charges
- Purchase delivery protection
- Identity protection service
- Worldwide assistance
- Emergency card replacement – with a cash advance if required
With all these pros it certainly is a card that you could see yourself carrying if you’re already loaded isn’t it? But it’s not much good for the Billy Ordinarys out there in the world.
Barclaycard are always good quality
