There are plenty of new, fancy looking credit cards out there on the market today, so let’s see if we can make anything from them and see which of them are all glitz and glamour, and which of them do exactly what you need them to do; provide credit with a reasonable interest rate and nice rewards…
It couldn’t be simpler could it? Wrong! There are way too many credit cards out there today, so we can only really look at a few. Let’s start with the Virgin credit card. Virgin are leading the way in so many areas of business and development these days there is little wonder that they’ve managed to corner the market on credit cards too. They boast the UKs number one balance transfer credit card, offering their 0% for a massive 16 months! So this must be worth transferring to them mustn’t it? There are travel, insurance and wine rewards available on this card, and they also offer 3 months interest free on all purchases too! They really don’t come much better than this do they?
However there are a few pitfalls to look out for here, and one of them is the last point i made as a pro. 3 months interest free on purchases is good if you have the money to pay the card company back all you owe them before this time is expired, but if you struggle alittle with money then you might want to think again about taking the risk of spending too much money!
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