Now is the time to take advantage of your credit card rewards. Some of the credit card companies offer cash back rewards, airline miles, and gift certificates. Get them while you can. According to Yahoo news credit card companies are also offering refunds on interest payments, lower interest rates, etc.
some credit card companies are now using techniques to give their cardholders incentives to pay off their debts or make single repayments. These deals are good but they are not always in the cardholder’s best interest.
Currently the Citi Forward cards are offering points and ways to reduce APR rates if the customer makes a payment on time and stays beneath his/her credit limit. You can earn as much as 25% reduction on the interest rates each time you pay the minimum amount owed on your credit card for three sequential months.
TD Bank offers the Simply Flexible credit cards is offering plans that allow you to get various interest rates. It depends on the amount you pay toward your balance as to how much that interest rate will change. You can get very low interest rates if you pay 10% or more on your balance owed.