Well when it comes to balance transfer credit cards it’s all about getting interest free for as long as you can isn’t it? Well it is in most cases, but sometimes this isn’t enough, and it won’t help you…
Sometimes you have a balance that could do with serious help and not just remedial damage control. There are a variety of credit cards out there at the moment that don’t offer 0% on balance transfers but offer a very low interest rate for the life of the balance transfer! Now that might not sound great, but your balance transfer could have quite a long life, and it’s quite possible you could run out of 0% balance transfer credit cards to swap between!
So if that interests you then i suggest you use someone like MBNA, i think their offer may still be available. But if it is 0% interest then you do need the longest possible deals available don’t you? Well there are a few that can be had and here’s a list of a few of them.
- Virgin Credit Card offers 16 months at 0% interest on balance transfers.
- Barclaycard offers 15 months at 0% interest on balance transfers.
- HSBC offers 15 months at 0% interest on balance transfers.
There are quite a few more out there offering good deals, and you shouldn’t only be attracted by the 0% interest on balance transfers, you should concentrate on the other things important to you like loyalty programmes or cashback too.